It's that time of year when we review 2008 and ask ourselves, "what do we want to change in 2009?" It goes without saying that most New Year's resolutions are easier announced (or written) than done.
Here are a few tips on making your new year's resolutions stick:
1. Be specific, sometimes we are too vague about what we want. Example: If you plan to save for a vacation, decide how much you will need to save.
2. Set a date: If you like to take your vacation in July 2009 and you need to save $600 in 6 months, plan to put away $100 or more per month.
3. Focus on one or two of the more important resolutions you seek to accomplish this year.
4. Be realistic, you can only accomplish a certain amount within a period of time.
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